Affordable Health Insurance Plans in Atlanta, GA
HealthQuoteInfo offers numerous health insurance plans for families and individuals in Atlanta, GA. Among the insurance carriers are well-known names such as Aetna, Humana, Tonik, Blue Cross, Golden Rule, Assurant, and CIGNA. If you’re an Atlanta resident, you can find out more about the details of each plan by using the search bar and entering your ZIP code.
It’s crucial that you get the health insurance plan that suits both your needs and your budget. To assist in this, HealthQuoteInfo offers its efforts so you can get an individual plan, group coverage, or Medicaid. We can also help guide you in taking full advantage of state coverage programs. These include the Children’s Medical Services, HICP, the Long Term Care Partnership, and PeachCare for Kids.
Children and pregnant women may obtain basic health coverage from Medicaid in Georgia. Other eligible applicants may include the disabled (including the blind) and the elderly as well. However, there are income requirements as well, and this may be affected by your precise location in Georgia. The GA Department of Community health handles the Medicaid program, and more information may be obtained through its website.
PeachCare for Kids may be your alternative option if it has been determined that your income exceeds the maximum limits in the Medicaid requirements. If your family qualifies for this program, then the coverage can be received with very little or even no cost at all. The general rule is that your child must be 18 years old or younger and they’re a resident of Georgia. They must be uninsured, and the family income must not exceed 235% of the federal poverty level.
This federal poverty level depends on the number of people in the household. For a family of four, the FPL is $25,100. Thus, you and your family of four can qualify for PeachCare for Kids if your family income is less than $58,985.
There’s also the Children’s Medical Services for Georgia residents who are not yet 21 years old and who qualify with certain conditions. If you fit this description, you can then receive this program’s comprehensive and coordinated specialty care. Families whose annual income is within the 15% to 235% of the Federal Poverty Level will be required to put up some money to cover the expenses.
If you’re unable to pay for health insurance premiums after your COBRA coverage is over, you may be qualified for the Health Insurance Continuation Program or HICP. Part of the requirements specifies that enrollees should have insurance plans that come with outpatient primary coverage as well as prescription coverage without any annual cap. Payments for premium will be maxed at $1100 per month. Other requirements may include having assets that don’t exceed $5500 in value for married couples and $4500 for single people, having a household income of 300% of the Federal Poverty Level at the most, ineligibility for Medicaid, and a positive diagnosis for AIDS/HIV.
Finally, there is the Georgia Long Term Care Partnership program, although its requirements and benefits can be complicated and must be studied closely. If you do qualify, you can receive much more affordable health care and long-term insurance at lower costs.