Health Insurance in Colorado Springs
If you reside in Colorado Springs, there are more than 50 health insurance plans offered by HealthQuoteInfo to suit your needs. UnitedHealthOne, Cigna, and Aetna plus many other health insurance carriers provide insurance plans for families and individuals for residents of Colorado Springs.
To compare the difference between the health insurance plans, all you need to do is to enter your zip code in the search bar. You’ll then be shown details of the insurance plans that are available for you. In fact, there are plenty of health insurance options available if you live in Colorado Springs. These plans can be tailored to your needs, whether you’re a small business, family, or an individual looking for health coverage.
For those who are medically uninsurable or just cannot afford to get private health insurance, there are government programs that can help. These options include CHIP, high-risk pool, and Colorado Medicaid. HealthQuoteInfo can assess your specific situation to determine the health insurance category you belong to.
Coverage is available for low-income pregnant women and children under 18 years of age with the Colorado Child Health Plan Plus, or CHP+. We can check if you pass the income and other eligibility requirements so that you only need to pay as little as $25 a year for your premiums. In return, you can get coverage for prescription drugs, physician services, and inpatient and outpatient hospital services. Other benefits include mental health and dental services for children.
Medicaid in Colorado functions very similarly to standard insurance. When you qualify for Medicaid, you receive a card, which you can then present to the participating doctors when you receive medical treatments. The state of Colorado then pays your medical bill. The services covered by Medicaid include inpatient and outpatient care.
The high-risk pool program for Colorado is known as CoverColorado. To be eligible, you have to be a Colorado resident, ineligible for Medicare and Medicaid and denied coverage by an insurer because of a pre-existing medical condition.
Another program that can help is the Colorado Indigent Care Program or CICP. It’s not an insurance program that offers any type of coverage. Instead, it helps cover the uncompensated costs incurred by health care providers when they provide medical services to indigent residents.