Affordable Health Insurance Plans in Columbus, OH
HealthQuoteInfo aims to help residents of Columbus, Ohio choose from among the more than 100 health insurance packages available in the private market. These plans provide coverage for individuals as well as for families and small groups. They’re offered by carriers like Humana, Coventry, Anthem, Golden Rule, Assurant, and Aetna.
Health insurance plans aren’t all the same, so you need to check the details of each one to see the differences and determine which version suits your circumstances best. To do that, all you need to do is to use our search bar and enter your Zip code. The results will show you the listings of the health insurance options you have for your location.
It’s possible that the coverage you need may be out of your reach for some reason. Most of the time, that reason is that it doesn’t fit your budget limits. In other cases, you may not qualify for these plans because you have a preexisting medical condition that makes you uninsurable in the view of the private carriers.
Fortunately, the state of Ohio offers alternative options for either case, such as Medicare. If your case involves a preexisting medical condition, it is possible that you can still get coverage through HIPAA. The Health Insurance Portability and Accountability Act includes ensuring privacy and security for medical information.
For those who have budgetary constraints, the state offers its version of the US SCHIP program, and it’s called Healthy Start. This is a Medicaid program designed to provide children under the age of 19 and pregnant women, and whose families earn only twice as much as the federal poverty level.
Medicaid beneficiaries may also qualify for the Early and Periodic Screening, Diagnosis, and Treatment program offered by the state of Ohio. Called Healthchek, this program provides up to 8 medical checkups for children during their first two years. After that, while they’re still qualified for Medicaid, they can receive an annual checkup under the program. Also, Healthchek covers the treatment if the checkup uncovers any medical condition.
Ohio also has the Child and Family Health Services program, which has boosted the health of up to 90,000 pregnant women and children of families with low income. CFHS supports the assessment and monitoring of the health of children and expectant mothers, and this has led to improved overall birth outcomes for women, infants, and children.
Residents of Columbus and Ohio, in general, can also benefit from the Primary Care and Rural Health Programs that are expressly designed to boost the quality of healthcare in the state. The program focuses on enabling better health care access to underserved areas and minimizing health disparities between specific groups of people by providing more resources to various needy communities.