Health Insurance in Fort Lauderdale
HealthQuoteInfo offers numerous health insurance plans for residents of Ft. Lauderdale, Florida. Various health insurance carriers including UnitedHealthOne, Humana, Cigna, Assurant, and Aetna offer more than a hundred health insurance plans for families and individuals. All you have to do is enter your zip code in our zip code search bar to look at the different details of each health insurance plan available for your location.
Aside from individual and family plans, health insurance in Florida can also cover groups and small businesses. Those who can’t afford private insurance or who are regarded as medically uninsurable can also use the options provided by government programs as Cover Florida, Kidcare, Florida Medicare, and the Discount Drug Program. Our experts at HealthQuoteInfo can determine which of these government plans you qualify for.
If you are between 19 and 64 years old, you can apply for a Cover Florida plan. The qualifications include the lack of insurance coverage for at least six months, though there are exceptions to this rule. Cover Florida is also for those who are deemed ineligible for other government insurance programs such as Medicare and Medicaid. If you have a preexisting medical condition, you can still get coverage. However, some plans may not cover specific preexisting conditions during the first year of the coverage.
On the other hand, uninsured children who live in Florida can get assistance from the Florida Healthy Kids Program, or KidCare. This program offers funds to help pay for premiums to private health insurers so that low-income families will only have to pay a small fraction of the premium. Enrolment for KidCare is year-round, and the coverage ranges from preventive care services to even major surgery.
For adults who are without coverage for prescription drugs, it may also be possible to enjoy lower prescription costs through the Discount Drug Card Programs. This accompanies certain age and income requirements to qualify. Another option is the High-Risk Pool Alternative, which is for those who are regarded as medically uninsurable in the private health insurance sector.