Affordable Health Insurance Plans in Las Vegas, NV
Despite the reputation of Las Vegas, healthcare is not something you’d want to gamble with. What you need to do is to seek out as many options as you can, and then you should make sure that your plan offers the coverage you need at a price you can afford.
HealthQuoteInfo can undoubtedly help make your search more useful, as we can show you more than 60 different health insurance packages that cover the needs of individuals and groups (such as families and business organizations). You can enter your zip code into our search bar, and you’ll find the plans that are offered to the residents of your area.
The next step is to decide which of these plans are best for your needs and your budget. To find out the differences, you can click on each option to find the details about these packages. We can help you find the ones you need, and this may even include short-term policies. These plans may suit you if you’re newly employed, and your health insurance benefits haven’t yet kicked in officially.
If you’re self-employed and you have two workers each working 30 hours a week for you, then you may join a small group plan that offers coverage for everyone in your business.
The plans for individuals and families come from noteworthy private carriers, such as Aetna, Golden Rule, Tonik, Humana, and Anthem. While such policies may offer comprehensive coverage, some residents of Las Vegas may still be unable to afford them. It’s for that reason the state offers primary health coverage to qualified residents through Nevada Medicaid and Nevada Medicare.
The qualifications for Nevada Medicaid include a household income not exceeding a mandated limit. It also offers coverage to children and pregnant women, families with children, senior citizens over the age of 65, and adults with disabilities.
There’s also the HIPAA program that sets up a High Risk Pool alternative for those who have preexisting medical conditions. If that condition keeps you from obtaining a private health insurance plan, then this pool can be the alternative.
Some families fall into an income gap so that their income is too high for Medicaid but is too low for them to afford private insurance. Children of those families can at least enjoy some form of coverage from the Nevada Check Up program. The benefits are for the children below 19 years of age who are uninsured and unqualified for Medicaid, and whose family meets specific requirements.