Affordable Health Insurance Plans in Jacksonville, FL
HealthQuoteInfo aims to help people find the best health insurance option they can get within their means. If you live in Jacksonville, Florida, we can offer more than 80 health insurance options from the private sector, and they are from carriers such as United Health One, Cigna, Aetna, and Assurant. They offer coverage for individuals, families, and even for small businesses.
To differentiate between the various plans and to find the health insurance options available for your area, use our search bar. Enter your zip code, and you’ll get a list of available health insurance plans for your location. Click each option, and you can find details to let you know more about each package.
For those who cannot afford private health insurance, Florida offers more affordable state programs. Each program comes with its own rules for eligibility, and you can contact us so we can help you determine whether you qualify for a certain program. These programs include Florida Medicaid and the High Risk Pool (HIPAA) alternative for those whom the private insurance market regards as medically uninsurable.
For adults who are within the 19-to-64 age bracket who are ineligible for both Medicare and Medicaid, the state offers their Cover Florida program. This is reserved for those who have been uninsured for a minimum of 6 months, though some exceptions to this particular rule may be accepted. No one will be denied coverage due to a preexisting medical condition. However, some plans in this program won’t cover the treatments for particular preexisting programs for the first year. But then after that year has passed, it will cover succeeding treatments even for these specific conditions.
For children, coverage can come from the Florida Healthy Kids Program, also known as KidCare. This program helps to provide coverage for uninsured children by enabling lower income families who cannot afford private insurance receive similar benefits while paying a substantially lower premium. This program has a year-round open enrolment, and it covers a wide range of medical services from preventive services up to even major surgery.
It is also possible for certain groups of people to enjoy substantially lower expenses for prescription drugs through the state’s Discount Drug Card Program. The people who can enjoy these benefits are the senior citizens older than 60 who are without prescription coverage or are in the Medicare coverage gap. Another group that may experience these benefits as well as the adults under 60 who don’t have prescription coverage and whose family income doesn’t exceed three times that of the federal poverty level. For a family of 4, that’s an income level of $75,300.