There’s a misconception that Memphis residents have a tough time shopping for health insurance. HealthQuoteInfo can help you find more than a hundred health insurance plans in Memphis, TN. These plans offer coverage for individuals, families, and even business organization if you’re a small business owner or self-employed.
The challenge is in finding the coverage you need at a price you can afford, as not everyone will have the budget to cover such an expense. Again with our help, we can enable you to compare each plan to each other so that you can get a better sense as to which policy suits you best. Enter your zip code into our search bar, find the plans available for your area, and study the details.
For some Memphis residents, private health insurance can be rather exorbitant. This is why the state of Tennessee offers more affordable options for families with low income.
One of these options is TennCare, which is the state’s version of Medicaid. You can use it just like regular health insurance, with the state paying for much of your expenses instead of a private carrier. You can be a full-time or a part-time Medicaid beneficiary, depending on how you meet the eligibility requirements.
Medicaid in Tennessee has a unique program called TENNder CARE, and this is for people who haven’t yet reached the age of 21. The focus of the program is on providing preventive care, so that infants, children, teenagers, and young adults all receive coverage for the medical services they need as they grow up.
For state residents below 18 years of age, Tennessee also has the CoverKids program. It’s meant for the children of families whose household income exceeds the Medicaid limits but who are still unable to afford private health insurance plans. These children can enjoy a wide range of medical services for low copayments, and these services include hospital care and doctor services, along with services for vision, dental, and mental health. The focus is mainly on preventive measures, which is why vaccinations are covered completely, so they’re free for qualified children.
Some people may not have been able to obtain proper health insurance due to a preexisting condition that renders them uninsurable in the private market. Tennessee offers the alternative of a high-risk pool, which provides options for these people to obtain the insurance coverage they need.
Small business owners may also consider the CoverTN options so that they and their employees can get health insurance through their jobs. Of course, there also will always be Medicare plans for qualified applicants.