Affordable Health Insurance Plans in Tampa, FL
In Florida, there are private carriers such as United Health One, Cigna, Aetna, Humana, and Assurant that can provide various health insurance packages for individuals or groups such as families and businesses located in Tampa, and other cities in the Sunshine State. HealthQuoteInfo alone can lead you to more than 90 different options for health insurance.
To see for yourself, just enter your zip code into our search bar. You’ll get a list of results showing plans for many types of health insurance needs. Check the details of each one to find the plan that suits you best, but you can contact us so you can make a more informed choice.
Residents can avail of Medicare solutions if they qualify, as this program is mainly for seniors over the age of 65 and people with certain disabilities. There’s no income requirement for Medicare, but for Florida Medicaid, the main eligibility requirement is that your family’s household income should not exceed a certain limit. The Medicaid program is for lower income families for the most part, and that’s why they offer health insurance benefits at very low costs.
For children without insurance, the state of Florida has the Healthy Kids Program (KidCare) to make sure that even these children get proper coverage. The premiums required for this KidCare program are much lower than the premiums required for private health insurance. The coverage of this program is quite varied, as it can cover medical services ranging from preventive care services like vaccinations up to expensive major surgeries.
Some adults within the 19-to-64 age bracket may not have insurance either because they can’t afford private plans yet they’re also not eligible for Medicare and Medicaid. These adults can still try to apply for the Cover Florida program. They also need to prove that they’ve gone without health insurance for the last six months, although even this rule can have exceptions.
Cover Florida can also accept those who have preexisting medical conditions. However, in some cases, the treatments of certain preexisting conditions may not be covered in the first year, though afterwards, it will be. Florida also has a HIPAA alternative for those with preexisting medical conditions.