24 Aug 2018

Does Health Insurance Cover Hearing Aids?

Does Health Insurance Cover Hearing Aids?

Millions of Americans rely on hearing aids, especially the young and the elderly. Unfortunately, these tiny devices aren’t usually covered under most health insurance plans, meaning most individuals will have to pay out-of-pocket. The average price for a hearing aid ranges between $1,500 and $3,000 per ear, representing a costly investment.

Why Aren’t Hearing Aids Covered?

More than 25% of Americans have issues with their hearing, but most health insurance companies categorize hearing aids under elective devices – excluding them from coverage. However certain plans do cover the costs for children only, but policies differ from state to state.

In fact, only 20 states require insurers to cover hearing impairment devices, but this policy once again mainly applies to children and excludes the elderly demographic. According to a recent report, nearly 25 percent of Americans suffer from hearing impairment, and if it’s left untreated, it can have negative implications. Some of these implications include social isolation, loss of wages, and the risk of physical danger.

What Causes Hearing Impairment Or Deafness?

In most cases, hearing loss occurs gradually, and it’s medically referred to as presbycusis. It’s caused by a number of reasons, mainly noise exposure, ageing, and physical damage to the eardrum. It’s impossible to reverse the damage, but a hearing aid helps sound travel through the ear canal, providing temporary relief.

In children, acquired hearing loss can be caused by bacteria, viruses, head trauma, or excessive ear wax. In some cases, the body can heal and reverse the damage – but in most cases, a child needs a hearing aid. If you have any outstanding questions, feel free to contact one of our agents at 1-855-614-5057 or visit our website at HealthQuoteInfo.com.

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