07 Aug 2018

Does My Health Insurance Cover A Visit To The Chiropractor?

Does My Health Insurance Cover A Visit To The Chiropractor?

Each year, we receive a constant stream of questions from the public. Recently the leading question has been whether insurance companies cover visits to the chiropractor. So today, we’re going to explore this topic and answer all of your questions.

Why see a chiropractor?

Millions of Americans experience chronic pain on a daily basis. Since the country is facing a widespread opioid epidemic, doctors are recommending new forms of treatment that don’t involve taking prescription drugs.

What does a chiropractor do?

Chiropractors are not medical doctors, but they specialize in the musculoskeletal structure of the human body. They can physically rearrange spinal vertebrae and relieve symptoms of muscle ache and arthritis. Treatment is strictly non-invasive, and it never involves anesthesia or a scalpel.

Is it covered under my health insurance?

More than 22 million Americans visited a chiropractor in the last year, but each visit isn’t always necessarily covered under your health insurance. If you’re doctor prescribed this treatment as an alternative to prescription medicines, then you’ll typically receive coverage for an extended period. 

We always recommend reading the summary of benefits and coverage document that you legally receive on an annual basis to understand the scope of your coverage.

For those visiting the chiropractor without a doctor’s note or prescription will most likely have to pay the full price out-of-pocket. If you’re unsure about your coverage, give your insurance a quick call to make sure before you book the first appointment.

How much does a visit out-of-pocket?

According to DocShop.com, a visit to the chiropractor can cost anywhere from $30 to $300. Although, research shows that the average trip tends to cost the average American $65. Some insurance companies provide 100% coverage, while others will only pay a certain percentage (the norm is typically 80%).

If you’re thinking about visiting the chiropractor or have more questions, give HealthQuoteInfo a toll-free call at 1-855-614-5057. We can also provide a free no-obligation quote to help you receive the proper coverage.

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