Aetna Health Insurance in Georgia
Georgia residents have access to a variety of Aetna insurance plans. Aetna is one of the largest health insurance companies in the United States and boasts approximately 22.1 million medical members, 12.7 million dental members, and 13.1 million pharmacy benefit management service members. Around 1.2 million health care professionals are part of Aetna’s network, including 700,000 primary care doctors and specialists. Also, more than 5,700 hospitals are part of the network.
High Deductible Health Plans and Health Savings Account
Those who want to enjoy low premiums can sign up for a High Deductible Health Plan (HDHP) with Aetna. While the premiums are low, the immediate out-of-pocket expenses are higher.
People who want to offset some of their expenses can also sign up for a Health Savings Account Plan (HSA). These plans are compatible with HDHPs that have a deductible of at least $1,300 for individuals and $2,600 for families. Once enrolled, the insured can use the HSA to pay for approved health care expenses.
Preferred Provider Organization and Health Maintenance Organization Plans
While Aetna has lots of plans to offer, many Georgia customers choose the Preferred Provider Organization (PPO) plans. PPOs allow the insured to choose the providers and hospitals they want to use. Those who are insured have the option of choosing in-network or out-of-network hospitals and providers, although the co-pay is usually higher when choosing an out-of-network provider or hospital.
Health Maintenance Organization (HMO) plans are also an option, although they are not as popular in Georgia. Those who choose one of these plans must select hospital and providers that are in their networks.
Exclusive Provider Organization Plans
EPO plans are not as well known, but they are a solid alternative to HMOs. Enrollees must use providers and hospitals inside a network, but the network is much larger, and referrals are not always necessary. The premiums are slightly higher than they are for HMO plans, but they are lower than PPO plans.
Choosing an Aetna Health Insurance Policy in Georgia
With so many options, it can be difficult choosing the right Aetna health plans in Georgia. Get help selecting a plan, so you can get the insurance you need. Contact us today at 1-855-881-0430.