Aetna Health Insurance in NewYork
With more than 22 million medical members, Aetna is one of the leading health insurance providers in the United States. New Yorkers have a variety of options when choosing Aetna as their insurance provider.
Aetna Health Insurance Plans
Aetna has three main health insurance plans for New York residents. Point of Service (POS) plans are the right choice for people who want flexibility with their health insurance plans. These plans are essentially a combination of Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) plans. People have a great deal of control over their care, but they pay higher premiums with the plan.
PPO plans are considered mid-level plans. The premiums are lower than they are with POS plans, and people can choose from in-network and out-of-network providers, although staying in the network comes with significant savings.
HMO plans have the lowest premiums, but they are not as flexible as the other plans. People get to choose from a large network of providers, but they must stay in that network to get coverage.
High-Deductible Health Plans and Health Savings Accounts
Aetna also offers high-deductible health plans and Health Savings Accounts (HSAs). High-deductible plans are a top choice for young, healthy people. Many choose to include an HSA to offset some of their medical expenses.
Choosing an Aetna Health Insurance Policy in New York
Aetna offers lots of options for New York residents. Wading through all the options can be overwhelming, and we can help. Contact us today at 1-855-881-0430 to speak to a licensed insurance agent. The agent will provide you with quotes and help you compare policies.