Aetna Health Insurance in Pennsylvania
Aetna is a popular insurance company in the United States and the rest of the world. Around 1.2 million health care professionals serve approximately 22.1 million medical members in Aetna’s extensive network. Aetna also has 12.7 million dental members that enjoy a variety of dental benefits. People who are interested in becoming one of the millions with Aetna health insurance need to learn about the various plans available.
Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) Plans
PPOs and HMOs are the most popular plans for Pennsylvania residents. Those who get an HMO from Aetna can expect to pay a low premium, but they must stay within the network when receiving care. The premiums are higher for PPOs, but people can receive care from any provider they choose. However, they will save money by staying in the network.
High-Deductible Health Plans and Health Savings Accounts
High-deductible health plans are not the most popular option in Pennsylvania, but they are attractive to people who are young and healthy. These plans boast a low premium, but they are not a good option for those who might require emergency care.
Pennsylvania residents can offset the cost of these plans by opening up a Health Savings Account (HSA). People can add money to these accounts and then use it to pay for healthcare expenses.
Choosing an Aetna Health Insurance Policy in Pennsylvania
If you aren’t sure which policy is right for you, you are far from alone. With so many policies, it can be difficult to know which one fits your specific health needs. Get expert help by calling 1-855-614-5057.