Aetna Health Insurance in Texas
As one of the largest health insurance companies in the country, it’s no surprise that Aetna has lots of policyholders in Texas. The insurance company has a variety of offerings for Texans to choose from, and each one comes with its own advantages.
Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) Plans
Most Texans choose from one of Aetna’s PPO plans. These plans offer flexibility regarding the care people receive. While people save money by choosing an in-network provider, they can also go outside of the network if they wish.
People who want to save some money on their monthly premiums can choose HMO plans. They get to choose from a robust network of providers with this plan. Those who receive out-of-network coverage are responsible for 100 percent of the bill unless it is for emergency care.
High-Deductible Health Plans and Health Savings Account
High deductible health plans are also an option for Texans. These plans are the most popular with young, healthy people who are unlikely to seek emergency care.
Some people who choose a high-deductible health plan also get a Health Savings Account (HSA). People can put money in the account and then use it to pay for health expenses. Many like the freedom that comes with an HSA. They can allocate the money as they wish.
Choosing an Aetna Health Insurance Policy in Texas
Choosing a health insurance policy doesn’t have to be difficult. Make the process easy by speaking with a licensed insurance agent. The agent will go over your options and help you make a selection.
To speak to a licensed insurance agent, call 1-855-881-0430.