Aetna Health Insurance in Virginia
Countless Virginians turn to Aetna for their health insurance needs. The insurer covers more than 22 million people around the world, and many of those live in Virginia. It also boasts an extensive network of providers and offers lots of plan options for residents.
Aetna Health Insurance Plans
Virginia residents can choose from three main types of health insurance plans. Point of Service (POS) plans are the right choice for those who want a great deal of flexibility. They are often billed as a hybrid between Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) plans and offer the best of both. These plans do come with higher monthly premiums, though.
PPO plans include access to a large network of providers, and people can also seek medical care outside of the network, although it costs more. The premiums are less expensive with these plans.
People can pay an even lower premium by getting an HMO plan. However, people only have access to providers that are in the network.
High-Deductible Health Plans and Health Savings Accounts
Young and healthy people are good candidates for high-deductible health plans. While these plans have a much higher deductible than other plans, they also have a significantly lower premium. Those who think they might need emergency care should not get one of these plans unless they combine it with a Health Savings Account (HSA). An HSA lets people put money away that they can then use to pay for healthcare. They can even use these plans to pay the deductible.
Choosing an Aetna Health Insurance Policy in Virginia
Aetna offers lots of options for Virginia residents, and it’s critical that you choose the one that is best for you. That’s easy when you call 1-855-881-0430. Speak to a licensed insurance agent and get the help you need with choosing a plan.