A Guide To Navigating Anthem Insurance
What Type Of Insurance Is Anthem Blue Cross?
Anthem Blue Cross is a for-profit health insurance provider. The company has both PPO and HMO plans and offers Medicare, employer group, individual, family, and Medicaid plans. Anthem Blue Cross is part of the Blue Cross and Blue Shield Association (BCBSA).
What’s The Difference Between Anthem And Blue Cross Blue Shield?
In most states across the country, there’s no difference except in the state of California. In California, Anthem Blue Cross is a for-profit company, while Blue Shield is represented as a non-profit. Both organizations have vast networks across the state, but the latter solely covers physician services.
How is Anthem related to Blue Cross?
Consumers have often asked this question in the past, so we’re going to break things down. Anthem Inc. is an independent licensee of the Blue Cross Blue Shield Association, which is often abbreviated as BCBSA. The BCBSA is a federation of approximately 66 American health insurance organizations.
What Does Anthem Insurance Cover?
Anthem Insurance provides health insurance plans and Medicare solutions. It covers individuals, families and employers in the United States. The company offers wellness, dental, vision, life disability, and group health insurance plans.
Does Anthem Cover Abortions?
Yes, Anthem covers abortions according to state regulations. In many situations, an abortion will be covered if the following criteria are met:
- The pregnancy is the result of an act of rape or incest.
- The mother suffers from a physical disorder, injury or illness that threatens the pregnancy.
- The doctors have produced evidence that the fetus will not survive the pregnancy.
- The fetus suffers from a prenatal condition that could put the mother in danger.
Please note that some hospitals and providers may choose not to perform a service because of their beliefs. They can make this choice even if the health care service is a covered service.
How Much Does Anthem Health Insurance Cost?
It depends entirely on where you live and the selected plan. For example, a non-smoking adult in their mid-twenties can expect to pay approximately $50 per month for a basic policy. In this scenario, the deductible will be quite high.
Does Anthem Cover Birth Control?
Yes, Anthem plans include birth control. In most cases, the insurance company covers the generic formula unless your physician indicates otherwise. Under the Affordable Care Act, insurers are legally required to include birth control coverage as a part of their health care plans.
Does Anthem Cover Dental Implants?
No, Anthem does not cover dental implants. Although some services are discounted, implants are not listed as one of them and are excluded from coverage. The only exception is if the implants are associated with a covered prosthetic appliance. In this case, Anthem Blue Cross and Blue Shield will pay the amount for a complete or partial bridge.
Does Anthem Cover Acupuncture?
Yes, Anthem does cover acupuncture. In some cases, your plan may offer health coverage for acupuncture if it’s to relieve pain.
What Is Supplemental Life Insurance With Anthem?
Supplemental Life Insurance is offered through Anthem, and it provides additional coverage if you’re injured. For example, some individuals can suffer from a heart attack or a stroke that leaves them in a state unable to work and earn an income. While your life insurance plan covers the medical bills, supplemental life insurance can help pay for your groceries, utilities, and credit cards while you’re recovering.
What States Does Anthem Cover?
Anthem Inc. covers the following states; California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.