Anthem Health Insurance, also known as Anthem Blue Cross, is a for-profit health insurance provider. The company was founded in 2004 and currently has 40 million health plan members enrolled throughout 14 states. They are a part of the Blue Cross and Blue Shield Association. Anthem offers both PPO and HMO plans. They also provide Medicare, Medicaid, individual, family, and employer group plans. Anthem Health Insurance provides a selection of health insurance plans as well as useful Medicare solutions.
Anthem Health Insurance Product List:
Anthem provides health care coverage for individuals, families, and employees throughout the United States, including:
- Group Health
- Individual Health
- Consumer-Driven Health Plans
- Medicare Eligible
- Behavioral Health
- Employee Assistance Programs
Anthem Health Insurance Options
Anthem Health Insurance offers a selection of health insurance plans as well as useful Medicare solutions.
They provide health care coverage for individuals, families, and employees throughout the United States. Health care coverage includes wellness, dental, life disability, vision, and various areas of group health insurance plans.
Frequently Asked Questions about Anthem Health Insurance for 2021
As more people begin to look for better healthcare options, there are plenty of questions about what’s new for Anthem Health Insurance for 2021. Here are a few of the most frequently asked questions regarding Anthem Health Insurance to help you understand more about this affordable form of quality health care.
What is the Difference Between Anthem Health Insurance and Blue Cross Blue Shield?
In most U.S. states where Anthem Health Insurance is offered, there is no difference between Anthem and Blue Cross Blue Shield. However, in the State of California, Anthem Blue Cross is a for-profit company whereas Blue Shield is a non-profit. Both of these organizations have networks throughout the state. However, Blue Shield strictly covers physician services, while Anthem Health Insurance focuses on all areas of health care.
Does Anthem Health Insurance Cover Abortions?
Anthem Health Insurance covers abortions based on the state’s own regulations. In most situations, abortion will be covered if the following applies:
- The pregnancy is a result of incest or rape.
- The mother has a physical disorder, illness, or injury that threatens the pregnancy.
- The medical professionals have produced evidence that the fetus will not survive the pregnancy.
- The fetus suffers from a prenatal condition that could put the mother’s life in danger.
Patients should be aware that some hospitals or facilities may refuse to perform this service based on their beliefs. It is the right of the facility to make this decision even if the service is covered by Anthem Health Insurance.
Does Anthem Health Insurance Cover Birth Control?
Anthem Health Insurance Plans do cover birth control. In most cases, the insurance will cover the generic formula of the drug unless otherwise authorized by a physician. Under the Affordable Health Care Act, insurance companies are required by law to include birth control coverage as part of their health care policies.
Does Anthem Health Insurance Cover Acupuncture?
Yes, in some instances where acupuncture is performed to relieve pain, Anthem Health Insurance will offer coverage.
Does Anthem Health Insurance Cover Dental Implants?
No. Anthem Health Insurance does not offer coverage for dental implants. While some dental services may be discounted, dental implants are not listed as one of these services, and they are excluded from coverage. The only exception is if the dental implants are associated with a covered prosthetic appliance. If that is the case, Anthem Blue Cross and Blue Sheild will provide coverage for a full or partial bridge.
What is Small Business Health Insurance?
One area of coverage that can be very useful for today’s small business entrepreneurs is Small Business Health Insurance offered by Anthem. Coverage is generally guaranteed with this type of health insurance plan. Business owners need at least one employee to qualify, and as a company owner, you must contribute toward employee premiums. But you also have the option to shop for coverage at any time of the year at your convenience. It can be a very affordable option for small business owners and their employees when it comes to reliable health insurance.
What is Supplemental Life Insurance Offered by Anthem?
Supplemental Life Insurance offers additional coverage if you are injured due to an accident or a health condition. If an individual has a stroke or heart attack, and it leaves them unable to work or earn a living for their family, this supplemental insurance from Anthem can help. This additional form of coverage can help pay for everyday necessities such as your utility bills, credit card payments or groceries while you are recovering.
Where is Anthem Health Insurance Offered?
Anthem Health Insurance is currently offered in 14 states throughout the U.S. These states are California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia, and Wisconsin.
What is the Cost of Anthem Health Insurance?
The cost of Anthem Health Insurance depends on where you live and the plan that you choose. For example, a non-smoker in their mid-twenties could expect to pay around $50 a month for a basic health care policy. However, consumers should keep in mind that the lower the premium is, the higher the deductible.
Choose Anthem Health Insurance for your New Health Coverage in 2021
Anthem Health Insurance is an excellent choice for individuals, families, and small business employees in 2021. It offers an abundance of options for those who need a broad range of care. Since it’s associated with Blue Cross Blue Shield, you have the assurance that you will have the most reliable and dependable health insurance around. All at a reasonable price. To find out more about signing up for Anthem Health Insurance or other coverage options available in your area, give our expert representatives here at HealthQuoteInfo.com a call today.