Blue Cross Blue Shield of Georgia Health Insurance
Blue Cross Blue Shield (BCBS) is one of the most popular insurance providers in Georgia. Enrollees have a variety of options when choosing a plan with BCBS. This makes it easy for people to choose the amount of health coverage they want.
Types of Blue Cross Blue Shield Health Insurance Plans in Georgia
Blue Cross and Blue Shield of Georgia offers a variety of HMO plans for individuals and families. The Anthem Bronze Pathway Guided Access HMO 0 for HSA is a popular choice for those with a health savings account. The annual deductible is $6,700. That is also the annual out-of-pocket limit.
The company also provides additional HMOs. The Anthem Bronze Pathway Guided Access HMO 6750 has a $6,750 deductible and charges 40 percent coinsurance on most office visits after the deductible is met.
Those who want to stay within a budget while getting better coverage can get the Anthem Bronze Pathway Guided Access HMO 4600. The deductible is $4,600, and the copay for most office visits is $40.
The insurer also offers Silver, Gold, and Platinum plans for those who want a lower deductible and more coverage.
Choosing a Pharmacy
BCBS Georgia covers Level 1 and level 2 pharmacies. Both are in-network, but Level 2 pharmacies have a higher copay or coinsurance.
Only the drugs on the prescription drug list are covered, and members are limited to a 30-day supply for each prescription filled.
Georgia Blue Cross Blue Shield Medicare Plans
BCBS in Georgia also offers the Anthem MediBlue Dual Advantage (HMO SNP) plan. The out-of-pocket maximum is $6,700, and it has a $0 copay on various services. This HMO SNP plan does not have an annual deductible.
Choosing a Blue Cross Blue Shield Health Insurance Plan in Georgia
With so many options, it can be difficult to select the right BCBS health insurance plan. Fortunately, help is available. Call 1-855-881-0430 to talk to a licensed insurance agent. The agent will help you make the right choice for your plan.