02 May 2018

Does Health Insurance Typically Cover Vasectomy Procedures?

Does Health Insurance Typically Cover Vasectomy Procedures?

A vasectomy is an innovative form of birth control that’s quick and virtually painless. The procedure was invented in China during the 1970s, and it quickly gained popularity across the globe, particularly here in North America. So today, we’re going to explore this form of birth control and discuss whether your insurance typically covers it.

What Is A Vasectomy?

Many men get uncomfortable when discussing vasectomies. There’s this misconception that the procedure involves a lot of pain and affects their “manliness,” but this couldn’t be further from the truth. New practices and technology have led to the creation of non-scalpel vasectomies, which are quick and virtually painless.

What does it entail? A urologist will locally anesthetize the groin area and will make a small opening to expose the vas deferens, a passageway that carries sperm to the urethra. The doctor then snips the vas deferens and cauterizes area to ensure the man is entirely sterile.

The entire operation takes less than 20 minutes (in most cases), and the patient remains conscious during the entire period. Most men leave the doctor’s office an hour after the procedure, and there’s relatively no downtime regarding recovery.

According to the American Journal of Public Health, a vasectomy is more cost-effective and provides fewer complications compared to tubal ligation and other forms of birth control. The reason why vasectomy numbers are still figuratively low compared to other methods is that there’s still a strong stigma surrounding the procedure. Although the numbers are on the rise, particularly in countries like New Zealand, Canada, and England.

Will My Insurance Cover The Cost Of A Vasectomy?

The Affordable Care states that birth control must be covered by insurance companies, but this does not include vasectomies. But specific plans do fully or partially cover the cost, so it’s always wise to check the SBC, otherwise known as the Summary of Benefits and Coverage. This document can be accessed at any time for free from your provider, and a new one is routinely sent during the Open Enrollment Period.

If you’ve got to pay out-of-pocket for the procedure, it typically costs between $500 and $1000, which is relatively affordable, especially since it’s a one-time operation with little downtime.

Does It Affect Your Sex Life?

After the recovery period (which is typically a few weeks), most men can resume regular sexual activity. Some men report a tiny bit of blood when they ejaculate for the first time, but this is entirely normal and subsides after a few days.

Overall, a vasectomy is an excellent form of permanent birth control. If you’re thinking about getting this procedure, but you’re not sure about your insurance policy, check out our website. If you have any questions, feel free to call one of our trained agents at 855-614-5057.

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