Health Insurance Options in Alabama

2018 Obamacare Open Enrollment Period from November 1, 2017 to December 15, 2017. You can purchase health insurance for the upcoming year through the marketplace (HealthCare.gov)

Or

You can purchase health insurance through HealthQuoteInfo. Call 855-614-5057 to shop around and save!

 

The Affordable Care Act

The current health insurance landscape in Alabama is constantly changing, especially since the state relies heavily on Obamacare plans and the President has made repeated threats to dismantle the bill.

The rate of uninsured individuals in Alabama has decreased modestly over the last few years, as more people are utilizing plans provided by the Affordable Care Act. So, if you’re thinking about purchasing a plan for 2018, you need to be aware of the Open Enrollment Period, which begins on November 1, 2017 and ends on December 15, 2017.This means you have exactly 45 days to visit HealthCare.gov to shop around for a viable plan that suits your budget and medical needs.

Federally Facilitated Marketplace

When the Affordable Care Act was passed, each state had the decision to choose between creating their own marketplace or rely on the one provided by the federal government. Alabama opted for the second option, meaning residents have to go to HealthCare.gov.

Tax Penalties

If you don’t purchase a plan, you’re liable to pay a hefty fine when it comes time to do your taxes. You can apply for an exemption in special situations but in most cases, people have to pay the penalty.

Medicaid Expansion

Just this past year, the state of Alabama announced it was expanding the Medicaid program. Medicaid provides impoverished individuals with basic dental, health, and drug coverage. Medicaid qualifications differ depending on your region, so it’s best to consult this link for more information.

We understand the health insurance industry is very complex especially in Alabama. So, if you have any questions regarding this subject, we highly encourage you to phone one of our specialists here at HealthQuoteInfo. Our agents can help you understand all this information, so call today at 855-614-5057.