Health Insurance Options in Iowa

2018 Obamacare Open Enrollment Period from November 1, 2017 to December 15, 2017. You can purchase health insurance for the upcoming year through the marketplace (HealthCare.gov)

Or

You can purchase health insurance through HealthQuoteInfo. Call 855-614-5057 to shop around and save!

The Affordable Care Act

According to recent information, Iowa had the lowest uninsured rate in the country in 2014, meaning the majority of state residents had adequate access to a health insurance plan. In conjunction with the Affordable Care Act, Iowan residents have a lot of options when it comes to medical insurance.

Both the federal government and state officials operate the current marketplace, creating an interesting fusion that’s only seen in a few other states. The exchange is sometimes referred to as the HIX and has been an ongoing evolution over the last few years.

It’s important for Iowans to remember if they want to purchase an Obamacare plan for 2018, they need to shop around during the Open Enrollment Period. This begins on November 1, 2017 and ends on December 15, 2017, leaving residents with exactly 45 days to purchase a plan.

Medicaid

Certain residents in Iowa live under the poverty line and cannot afford to purchase a health insurance plan during the Open Enrollment Period. Therefore, these individuals rely on a program called Medicaid, which provides basic dental, health, and drug coverage. Medicaid qualifications differ depending on your region, so it’s best to consult this link for more information.

CHIP

This program is similar to Medicaid but it applies only to children. Therefore, if you’re under the age of 19 and your parents cannot afford to purchase a plan, you can qualify to receive medical coverage through CHIP. This program can cover medical check ups, visits to the eye doctor, and trips to the dentist.

We understand the health insurance industry is very complex and confusing at times. So, if you have any questions regarding this subject, we highly encourage you to phone one of our specialists here at HealthQuoteInfo. Our agents can help you understand all this information, so call today at 855-614-5057.