Health Insurance Options in Louisiana
2018 Obamacare Open Enrollment Period from November 1, 2017 to December 15, 2017. You can purchase health insurance for the upcoming year through the marketplace (HealthCare.gov)
You can purchase health insurance through HealthQuoteInfo. Call 855-614-5057 to shop around and save!
Federally Facilitated Marketplace
Prior to the Affordable Care Act, Louisiana had one of the highest rates of uninsured individuals in the country. Since the bill was passed in 2010, this rate has slowly decreased, as more residents purchase Obamacare plans during the Open Enrollment Period.
If you can’t afford to purchase a health insurance plan, you may qualify for Medicaid. This is a federal program that is administered by each state and provides basic medical services to impoverished individuals and households. To qualify for this program in the state of Louisiana, you have to live below the poverty level or have a disability. These disabilities include being blind, deaf, mute or physically immobile. According to recent data, more than 433,000 people rely on Medicaid, demonstrating how the program acts as a lifeline to a large segment of the population.
This program is similar to Medicaid but it applies only to children. Therefore, if you’re under the age of 19 and your parents cannot afford to purchase a plan, you can qualify to receive medical coverage through CHIP. This program can cover medical check ups, visits to the eye doctor, and trips to the dentist.
If you purchase a plan through HealthCare.gov, you’re eligible to receive certain tax credits that can partially subsidize your monthly premium costs. This is a great incentive for individuals and households to taken advantage of, and it definitely helps boost the popularity of the Affordable Care Act.
It’s important not to miss the Open Enrollment Period and properly prepare to choose a plan of action. If you have any questions, you can always speak to one of our specialists at HealthQuoteInfo. Simply call one of our agents at 855-614-5057.