Health Insurance Options in Michigan

2018 Obamacare Open Enrollment Period from November 1, 2017 to December 15, 2017. You can purchase health insurance for the upcoming year through the federally facilitated marketplace (HealthCare.gov)

Or

You can purchase health insurance through HealthQuoteInfo. Call 855-614-5057 to shop around and save!

 

Federally Facilitated Marketplace

When the Affordable Care Act was passed in 2010, Michigan opted to go for the federally facilitated marketplace (also known as the exchange). Although, the state entered a partnership with the federal government, which means the Department of Insurance and Financial Services oversees all operations in Michigan.

Purchasing Health Insurance

All state residents can purchase health insurance in the marketplace, whether you’re an individual or a collective household. Those who are incarcerated or are illegal migrants are not permitted to purchase a plan through the marketplace. It’s also important to note that new tax credits provided by the federal government can help partially subsidize your monthly premium.

For those who cannot afford to purchase health insurance during the Open Enrollment, you can apply for Medicaid or CHIP. These are for impoverished individuals or children and the program is administered by each state, but is regulated and heavily subsidized by the federal government.

Healthy Michigan Plan

Some residents may be eligible for a program called the Healthy Michigan Plan, which provides coverage at a really low cost. There are a few things to keep in mind though:

  • Must be between the age of 19 to 64
  • Must not be eligible for Medicaid
  • Not currently enrolled in Medicare program
  • Must not be pregnant when applying for this plan
  • You can only earn up to 133% of the federal poverty level
  • Must be a state resident

Do You Have Questions?

This subject can be very confusing, but you can always rely on HealthQuoteInfo to provide the best information in a concise and easy fashion. Pick up the phone and speak to one of our agents today at 855-614-5057.