Health Insurance Options in Montana

2018 Obamacare Open Enrollment Period from November 1, 2017 to December 15, 2017. You can purchase health insurance for the upcoming year through the marketplace (HealthCare.gov)

Or

You can purchase health insurance through HealthQuoteInfo. Call 855-614-5057 to shop around and save!

 

The Affordable Care Act

Since President Obama passed the Affordable Care Act in 2010, it’s had sweeping changes over the state of Montana. More residents now have access to affordable health insurance, and the rate of uninsured individuals has been on the decline. If you’re thinking about purchasing an Obamacare plan in the near future, it’s important to note the 2018 Open Enrollment Period begins on November 1, 2017 and ends on December 15, 2017. This gives all citizens exactly 45 days with the opportunity to shop around the federal exchange and select the perfect plan based on your budget and needs.

Medicaid

A segment of the population in Montana cannot afford to purchase a plan during the Open Enrollment Period. These individuals rely instead on Medicaid, which is a program that provides basic medical, dental, and health coverage to impoverished Americans. The program is heavily funded by the federal government but is administered and regulated by each state. For more information about accessing

Tax Penalties

When the Affordable Care Act was passed in 2010, the bill stipulated that all Americans had to have medical insurance. If an individual or a household is found to not have medical coverage, they’re liable to be charged a hefty penalty when it comes time to do their taxes.

On the other hand, many Americans are completely unaware that an Obamacare plan can provide certain tax credits. These credits can partially subsidize your monthly premium costs, which to more money in your pocket at the end of the day.

Healthy Montana Kids (HMK)

The HMK program is the state equivalent to the CHIP program and provides basic medical, dental, vision, and drug coverage to children and teens under the age of 19. Tens of thousands of children in the state of Montana utilize this program, demonstrating how these programs for low-income households serves as a lifeline.

We understand the health insurance industry is very complex and confusing at times. So, if you have any questions regarding this subject, we highly encourage you to phone one of our specialists here at HealthQuoteInfo. Our agents can help you understand all this information, so call today at 855-614-5057.