Health Insurance Options in Nebraska

2018 Obamacare Open Enrollment Period from November 1, 2017 to December 15, 2017. You can purchase health insurance for the upcoming year through the marketplace (HealthCare.gov)

Or

You can purchase health insurance through HealthQuoteInfo. Call 855-614-5057 to shop around and save!

 

The Affordable Care Act

The population of Nebraska has benefitted greatly since the Affordable Care Act was enacted in 2010, as the state faced a high rate of uninsured individuals in the past. Yet over the last five years, this rate has slowly decreased as more people are purchasing plans.

If you’re a Nebraska resident and want to buy coverage for 2018, it’s important to remember you have to purchase a plan during the Open Enrollment Period. This begins on November 1, 2017 and ends on December 15, 2017. This provides you with exactly 45 days to shop and compare plans, giving you ample time to make an informed decision.

Federally Facilitated Marketplace

The state uses a federally facilitated marketplace, meaning residents have to go to HealthCare.gov during the Open Enrollment Period. But what does a federally facilitated marketplace mean? Well, it just means the state does not control the exchange and instead relies on the federal government to operate the logistics. This is opposed to a state-based exchange, where the state has complete control of the marketplace.

Medicaid

Certain adults in Nebraska live under the poverty line and cannot afford to purchase a health insurance plan during the Open Enrollment Period. Therefore, these individuals rely on a program called Medicaid, which provides basic dental, health, and drug coverage. Medicaid qualifications differ depending on your region, so it’s best to consult this link for more information. It’s also important to note the state has voted to expand the program, so keep an eye out for changes in the near future.

We understand the health insurance industry is very complex and confusing at times. So, if you have any questions regarding this subject, we highly encourage you to phone one of our specialists here at HealthQuoteInfo. Our agents can help you understand all this information, so call today at 855-614-5057.