Health Insurance Options in South Carolina

2018 Obamacare Open Enrollment Period from November 1, 2017 to December 15, 2017. You can purchase health insurance for the upcoming year through the marketplace (HealthCare.gov)

Or

You can purchase health insurance through HealthQuoteInfo. Call 855-614-5057 to shop around and save!

 

Federally Facilitated Marketplace

Residents in South Carolina have several options available if they’re looking to purchase health insurance. If you’re going to shop around for an Obamacare plan, it’s important to keep in mind the Open Enrollment Period for 2018 opens on November 1, 2017 and closes on December 15, 2017. This gives residents exactly 45 days to shop around on HealthCare.gov for a plan.

Job-Based Plans

Most full-time employees can access an employer-based insurance plan through the organization. Under normal circumstances, the cost of the monthly premium will be deducted from each paycheck, meaning you won’t have to make payments directly out of pocket.

Business Owners

If you’re a business owner in South Carolina with less than 50 full-time employees, you can purchase an insurance plan for the entire organization through something called SHOP. This program helps business owners shop around for the right plan that will fit the business.

Medicaid

Some individuals cannot afford to purchase health insurance, which is why the Medicaid program exists. This federal program is administered by each state and provides basic medical services to impoverished individuals and households.

To qualify for this program in the state of South Carolina, you have to live below the poverty level or have a disability. These disabilities include being blind, deaf, mute or physically immobile. According to recent data, hundreds of thousands of people rely on Medicaid, demonstrating how the program acts as a lifeline to a large segment of the population in this state.

CHIP

This program is similar to Medicaid but it applies only to children. Therefore, if you’re under the age of 19 and your parents cannot afford to purchase a plan, you can qualify to receive medical coverage through CHIP. This program can cover medical check ups, visits to the eye doctor, and trips to the dentist.

Tax Credits

If you purchase a plan through HealthCare.gov, you’re eligible to receive certain tax credits that can partially subsidize your monthly premium costs. This is a great incentive for individuals and households to taken advantage of, and it definitely helps boost the popularity of the Affordable Care Act.

 

It’s important for South Carolina residents to not miss the Open Enrollment Period and properly prepare to choose a plan of action. If you have any questions, you can always speak to one of our specialists at HealthQuoteInfo. Simply call one of our agents at 855-614-5057.