Health Insurance Options in South Dakota
2018 Obamacare Open Enrollment Period from November 1, 2017 to December 15, 2017. You can purchase health insurance for the upcoming year through the marketplace (HealthCare.gov)
You can buy health insurance through HealthQuoteInfo. Call 855-614-5057 to shop around and save!
The Affordable Care Act
There are a few options for residents of South Dakota when it comes to health insurance. For those who do not have a job-based plan, they can purchase an Obamacare plan during the 2018 Open Enrollment Period. This begins on November 1, 2017 and ends on December 15, 2017, giving residents precisely 45 days to make a crucial decision. Just go to HealthCare.gov during the Open Enrollment Period to access the federally facilitated marketplace.
The state also toyed with the idea of creating its own exchange. Therefore, Dakota Care was established and also operates during the Open Enrollment Period. Although, the future of this website remains unclear as budget cuts have gripped the state, leading to decreased spending namely in the insurance sector.
Certain residents in South Dakota live under the poverty line and cannot afford to purchase a health insurance plan during the Open Enrollment Period. Therefore, these individuals rely on a program called Medicaid, which provides essential dental, health, and drug coverage. Medicaid qualifications differ depending on your region, so it’s best to consult this link for more information.
This program is similar to Medicaid, but it applies only to children. Therefore, if you’re under the age of 19 and your parents cannot afford to purchase a plan, you can qualify to receive medical coverage through CHIP. This program can cover medical checkups, visits to the eye doctor, and trips to the dentist.
According to the Affordable Care Act, all Americans are required by law to have a health insurance plan. If you’re uninsured, you could face a steep penalty when it comes time to do your taxes. The penalty depends on your location, and you can always apply for an exemption if you give a qualified reason that’s within the guidelines of the bill.
We understand the health insurance industry is very complicated and confusing at times. So, if you have any questions regarding this subject, we highly encourage you to phone one of our specialists here at HealthQuoteInfo. Our agents can help you understand all this information, so call today at 855-614-5057.